By Sean A. Kelly

In this current financial atmosphere where jobs are hard to find and the mountain of debts seem to be growing uncontrollably, every once in a while you may hear about matters that become bigger than ourselves like burden of debts. The need for taking drastic step like filing for bankruptcy may be the only way out. Bankruptcy is just not all about liquidation of your assets which is comes under chapter 7. In contrast to it, there is Chapter 13 of bankruptcy where your assets won’t be liquidated to pay your debts rather it works on the same line as seeking debt consolidation and credit counseling but with the intervention of the court. To avail bankruptcy under chapter 13 you need to fulfill some conditions by law. Jones story will help you to better understand all about it. To alleviate the burden he filed for credit card bankruptcy, one of the options in the Freedom Debt Relief program.

Jones had a whopping $34000 credit card debt and a medical condition which was taking in a good proportion out of his income. He had been out of a job for more than 6 months and this was one of the major factors responsible for his deteriorating financial condition as he was living on plastic entirely during those jobless months. He did find a job later but the damage was too big to get hold of by then. He was recommended to file for chapter 13 bankruptcies by his consultants.

Personally Jones was not ready to file for bankruptcy due to the stigma that is attached to it. He had some common misconceptions about bankruptcy like losing everything he had and starting with a cardboard box, fears like everyone will know about his financial struggle and also that he will never be able to apply for credit card again. After seeking consultation he was able to deal with his fears.

[youtube]http://www.youtube.com/watch?v=JpBhSJNehho[/youtube]

Bankruptcy option like chapter 13 allows you to keep all your property and there is no liquidation of your assets, rather it is called a reorganization bankruptcy, your counseling agency which organizes your debts to be paid over a period of 3 to 5 years. Jones another concern of not being able to ever get a credit was addressed when his consultants told him it won’t be long before you start getting offers though it will be at a high rate to start with.

So what is bankruptcy under Chapter 13? When your consultant advises you to file for bankruptcy under Chapter 13 of the Bankruptcy Code, the aim is to get the opportunity to repay some or all of the debts on better terms, i.e. lower or no interest, a stark contrast to bankruptcy under Chapter 7 where your debts and property are placed in the hands of the court and liquidated to pay your creditors, this type of bankruptcy is often referred to as liquidation bankruptcy.

So how does one qualify for chapter 13? You’ll have to prove to the court that you can afford to meet your payment obligations. Therefore, having a regular income is one of the major criteria to qualify but if your income is irregular or an income which is too low, the court might not allow you to file for Chapter 13. Again, the amount owed by you should not exceed $336,900. Before you can file for chapter 13 bankruptcies, you must receive credit counseling from an agency approved by the United States Trustee’s office.

The most important part of chapter 13 is the repayment plan. Your attorney will prepare new repayment plan with help from your credit consultants to best suit your situation. As per the law, the creditors are required to adhere to the repayment plan once it is approved by the court.

So if you are buried in debt and there are no better solutions to change your situation ask your credit consultants more about Chapter 13 bankruptcy, it is there for a reason!

About the Author: Freedom Debt Relief

Source: isnare.com

Permanent Link: isnare.com/?aid=698969&ca=Finances

Tuesday, May 31, 2005

One thousand residents of the Defense Department-managed Armed Forces Retirement Home in Washington, D.C. filed a class-action lawsuit on May 24, asserting that the cut-backs in medical and dental services imposed by Secretary of Defense Donald Rumsfeld are illegal. The operating budget for the home was reduced from $63 million in 2004 to $58 million for 2005. The residents cite cuts in on-site X-ray, electrocardiogram, physical and dental services, and the closing of the home’s main clinic and an on-site pharmacy.

Chief Financial Officer Steve McManus responded that the changes not only save money but also achieved improved efficiencies. “We’re really trying to improve the benefits to our residents,” he said.

Most of the home’s costs are paid for by a trust fund and monthly fees paid by residents. By law, the Armed Forces Retirement Homes are required to fund, “on-site primary care, medical care and a continuum of long-term care services.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Retired_U.S._vets_sue_Donald_Rumsfeld_for_excessive_service_cutbacks&oldid=439433”

This is the category for Education.

Refresh this list to see the latest articles.

  • 25 May 2022: Attack at Texas elementary school kills at least 19, including 18 children
  • 19 March 2022: Scientists announce decoy-proof Ebola antibodies
  • 11 February 2022: Ten-year Tennessee study shows preschool associated with poorer student performance
  • 29 October 2021: Northern Marianas governor closes schools for ten days after three COVID-19 cases detected
  • 27 September 2021: Australia: Wikinews interviews David Liebelt, South Gippsland local election candidate
  • 15 September 2021: Wikinews interviews Anda Banikos, local council candidate in South Gippsland, Australia
  • 5 September 2021: Australia: Mat Morgan, Greens candidate in South Gippsland, talks climate, tourism, and local issues with Wikinews
  • 4 September 2021: South Gippsland, Australia local council candidate Sue Plowright speaks with Wikinews about environment, education, and other local issues
  • 6 May 2019: Students compete in second international Neurosurgery Olympiad in Tyumen, Russia
  • 30 April 2019: Wikinews attends Maker Faire in Tyler, Texas
?Category:Education

From Wikinews, the free news source you can write.


Sister projects
  • Wikibooks
  • Commons
  • Wikidata
  • Wikipedia
  • Wikiquote
  • Wikisource
  • Wiktionary
  • Wikiversity

Subcategories

Pages in category “Education”

(previous page) ()(previous page) ()

Retrieved from “https://en.wikinews.org/w/index.php?title=Category:Education&oldid=4458237”

byAlma Abell

X rays are among the most valuable equipment in the hospital. Many lives have been saved by the use of this camera-like device. Diagnostic x rays are useful in detecting abnormalities within the body. They are the pain-free procedure to examine broken bones, dental decay, tumors and the presence of foreign bodies. X-ray industries manufacture these machines.

The X-ray machine manufacturing industry

This industry manufactures diagnostic X-ray imaging machines, including combination X-ray/CT scanners. Manufacturers who produced X-ray, parts and accessories comprised the industry. However, manufacturers of X-ray films are not included in the industry.

Industry products

  • General X-rays
  • Specialized X-rays
  • Medical information systems
  • X-ray/CT scans

The X-ray Machine

In the core of the X-ray machine are the anode and cathode – the electrode combo. The machine is essentially a camera. Instead of visible light, however, it uses X-rays to show the film. X-rays are similar to light for they are electromagnetic waves, but they are more energetic so they can pass through materials in different capacity. Bone, fat, muscle, tumors and other masses all absorb X-rays at varied tiers different levels, you see on the film images of different (distinct) internal structures of the body due to varied levels of exposure on the film.

Characteristics of X-rays

  • Invisible.
  • Are electrically neutral, neither a positive nor a negative charge.
  • Cannot be accelerated or made to change direction by a magnet.
  • Have no mass.
  • Unable to focus optically.
  • Form a polyenergetic or heterogenous beam.
  • Travel following a line.
  • Absorbable or dispersed by human body tissues.
  • Can produce secondary radiation.
  • Damage living tissues biologically and chemically

Conclusion

An X-ray is a common imaging test that has been used for years to enable doctors view the inside of the body without making incisions. Today, X-ray Industries are kept busy manufacturing the machines (including X-ray/CT scanners) parts and accessories .They are looking for ways to produce better machines that could be in par with the fast advancement of modern life. Today, different types of X-rays are utilized for specialized purpose purposes. For example, in mammograms, they are used to examine the mammary glands and the barium enema to detect bowel problems. In the airport, they used X-rays to scan your suitcases.

This is the category for frogs.

Refresh this list to see the latest articles.

  • 26 March 2020: Florida frog skull survey shows spikes, say scientists
  • 17 December 2018: Fire breaks out at Chester Zoo, England
  • 29 March 2013: Wikinews interviews American zoologists about pirate perches’ chemical camouflage
  • 29 August 2010: Japanese researchers create smell sensor using genetically engineered frog eggs
  • 16 June 2009: Study says nearly every species of animal engages in homosexual behavior
  • 23 April 2009: Earth Day 2009 celebrated around the globe
  • 8 October 2008: Frog-killing fungus spreads across Panama Canal towards South America
  • 27 September 2008: Australian frog is rediscovered after 17 years
  • 30 August 2007: New species of dart frog discovered in Colombia
  • 17 January 2007: Largest mass extinction in 65 million years underway, scientists say
?Category:Frogs

From Wikinews, the free news source you can write.


Sister projects
  • Commons
  • Wikidata
  • Wikipedia
  • Wikiquote
  • Wikisource
  • Wiktionary

Pages in category “Frogs”

Retrieved from “https://en.wikinews.org/w/index.php?title=Category:Frogs&oldid=4554354”

Sunday, May 9, 2021

Two students and a school employee have been injured following a shooting at Rigby Middle School in Idaho, United States, on Thursday, with a sixth grader in custody.

According to Jefferson County sheriff Steve Anderson, the sixth grader — who attends the middle school and lives in Idaho Falls — pulled out a handgun from her backpack, firing the gun both in and outside the school, with a teacher managing to disarm the student. Police were called to the school at about 9:15AM local time, and the suspect was taken in the custody of the local sheriff’s office.

The trauma medical director at Eastern Idaho Regional Medical Center, Dr. Michael Lemon, has stated the three injured people had non-life threatening injuries to the extremities. The school employee has been treated and released from medical care. A warrant has been issued against an Idaho Falls residence in relation to the shooting.

School was cancelled in the district for Friday. The local school superintendent, Chad Martin, told “this is the worst nightmare a school district could ever face”, and “our hearts and our prayers go out to the victims and their families and all those involved”. A student at the school — 12-year-old Yandel Rodriguez — told the Associated Press “me and my classmate were just in class with our teacher — we were doing work — and then all of a sudden, here was a loud noise and then there were two more loud noises. Then there was screaming”.

Retrieved from “https://en.wikinews.org/w/index.php?title=Three_injured_in_a_school_shooting_in_Idaho,_US;_sixth_grader_in_custody&oldid=4623473”

Wednesday, September 7, 2011

Fire authorities struggled to manage a vast string of wildfires stretching across the eastern part of Texas on Sunday. News sources report that prolonged dry conditions and excessive winds were the main factors in the blazes.

Traffic along Interstate-20 near Longview, Texas was backed up for several miles. Fire authorities fought a brush fire in Tyler, near Tyler Pounds Field airport; a large truck near this area was also ablaze. A fire threatened a power sub-station near the city of Van. Regional utilities companies reported Sunday that over 8,000 customers were without electricity.

A church in Hallsville opened to assist evacuees. Residences spanning several counties were evacuated by authorities for safety reasons. Multiple residences in north-central Anderson county were evacuated by fire officials about two hours after a large blaze there erupted. Authorities closed off a 9-mile perimeter of roadways surrounding this blaze. Many homes in the area were blanketed with a thick haze of visible smoke. One evacuee told Wikinews, “I have [homeowner’s] insurance. I got my dog, that matters a’ lot to me.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Drought_conditions_and_high_winds_lead_to_wildfires_in_Texas&oldid=3512867”

Immigration Korea and Study in South Korea

by

wafrank Francis

Most immigrants are not eligible for citizenship or a permanent residency, unless they are married to a South Korean citizen or have invested more than $5 million USD in Korean economy. Immigrants count for only one percent of the population but are growing force as international marriages increase due to lack of marriage immigration policy is overseen by the ministry of justice through Korea immigration service. Related ministries includes; Ministry of Health and Welfare, Ministry of Labor, Ministry of Foreign Affairs and Trade. These ministries and some other institutions like; The Nationality Act, Immigration Control Act, Multicultural Families Support Act, and Framework Act on Treatment of Foreigners are the foundation of immigration policy in South Korea.

[youtube]http://www.youtube.com/watch?v=Xzp6CVZnh8c[/youtube]

South Korea government introduced a discussion whether to establish independent Immigration Office to accommodate large number of immigrants who are immigrating to South Korea and to prepare inclusive and rational immigration policies. Meanwhile, foreign policy committee which is headed by the Prime Minister is coordinating foreign related policies which were handled by many ministries, but its role is limited because of the short of resources and manpower. Immigration Office establishment is expected to solve these problems by concentrating the related resources and manpower under one umbrella. When you study in Korea you will discover why Korean information and communication technology is one of the best in the world while it’s also at the forefront of many other important global industries. When you study in Korea, you will experience its natural beauty, four distinct seasons, and diverse scenery, as well as its relatively small size which allows for some great weekend exploring. The rich historical tapestry will fascinate students and many elements of the past have been preserved in modern culture. Korea has become economically, diplomatically and strategically among other neighboring countries. If you study for a summer study program you can visit one of the most famous national parks, you can also visit the country’s largest port city and enjoy everything as you continue your study. In summer study you get to take classes in traditional Korean cuisine and marital arts. You can study everything from liberal arts and medicine to theology and law at Yonsei University which have over 18 graduate programs and 19 colleges. It is located near downtown Seoul and is located in a beautiful and natural setting. Most universities offers two semesters in one academic year, one is spring which is from beginning of March to middle of June and fall which is from beginning of March to middle of June.

Francis is a professional SEM/SEO, article writer who writes on different niches.

globalvisas.com/countries/globalvisas.com

Article Source:

ArticleRich.com

Saturday, May 14, 2005

Myrtle Beach, South Carolina —This weekend is the kick-off for two motorcycle rallies held annually in the U.S. eastern seacoast town of Myrtle Beach. Enthusiasts this year are expected to meet or exceed the 170,000 bikers that arrived last year in droves to the small resort town of 23,000. Festivities span two weeks, and extend again this year into the Memorial Day.

Leading off is the week-long Harley rally, followed by the next week’s BikeFest. In and around town, both day and night are punctured by the sounds of bike engines gunned and revved at stop lights and in parking lots. Groups of cycle riders dominate the streets.

“By Friday night, the front parking lot will be a full line of motorcycles to the corner.” said motel owner Ranjan Patel. The Super 8 motel takes up half a block at its location in the heart of the downtown motel strip. “Both sides [of Ocean Blvd] are nothing but bikes.” Both she and her co-owner husband agree, the influx of bikers dwarf in size the numbers of tourists who visit during regular summer months for ocean-side and family amusement park attractions.

The highly accesorised bikes, decked with chrome and polished to show it, flashed the townscape. Choppers made a showing, but road hogs dominated the ridership, often going twosome. Many rally goers arrived on the scene with SUV’s or big pickup trucks towing cargo trailers loaded with cycles.

Growth in the sheer size of the two rallies led police to make changes in the handling of traffic flow. During BikeFest last year, the mostly black crowd that came in on the heels of the largely white Harley rally the week earlier, were faced with confusion when the two-lane Ocean Blvd was made one-way.

A branch of the NAACP in Conway, the next town over from Myrtle Beach, alleged discrimination by Horry County and Myrtle Beach Police. They claimed authorities and police used an overwhelming and aggressive police presence, combined with a restrictive one-way traffic pattern, to intimidate and discourage the participants in the rally.

An injunction was issued earlier this week by U.S. District Judge Terry Wooten, who ruled that bikers at both rallies be treated the same. Myrtle Beach city lawyers immediately filed an appeal to the ruling at the Fourth U.S. Circuit Court of Appeals, saying “the trial court erroneously determined that the plaintiffs would likely succeed on the merits; that is, that the city of Myrtle Beach intentionally treats Memorial Day weekend tourists differently from others similarly situated because of their race.”

A plan to submit an opposition to the notice has already been announced by Michael Navarre, an attorney for Steptoe & Johnson, who represents the NAACP civil rights group. “We certainly don’t think the judge has ruled erroneously,” Navarre said, according to The Sun News.

Traffic control and safety measures were in full swing Friday morning on US-17. Both directions of the 4-lane divided highway south of Myrtle Beach had traffic cones and parking barriers set up to control traffic. Large flashing road signs on each side of the highway warned cars to use the passing lane. The warning sign flashed a message that the right lane was for motorcycle use only. Police monitored the pull-offs near a Harley dealer’s lot where popular attractions were set-up in the immediate vicinity.

This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
Retrieved from “https://en.wikinews.org/w/index.php?title=Bikers_begin_descent_on_South_Carolina_resort_for_rallies&oldid=3148237”