Assisted Living Facility Step 1

by

Rimme Wiker

As our modern era encourages far-flung ‘nuclear families’, the elderly are often left alone without any relatives to help them in the course of their daily lives. While they may still be physically capable of attending to most of their own needs, at some point, the time may come when living alone is impractical, if not dangerous. An intermediary situation between a private residence and a nursing home is an assisted living facility (ALF). In choosing the right one, there are many things to consider.

For starters, you must first learn what your resident state says in terms of the law. Not all states share the same definitions, nor share similar regulations. Only about half of the states license

assisted living facilities

. So right there, making a move from a private residence to an ALF, one may need to consider moving to another state.

Most ALF housing is semi-private, as it is more affordable and offers companionship. Many are private, one-bedroom apartments with a kitchen, bathroom and a living room. Some of this type are run more like hotels, providing daily cleaning and other services. Others are multi-bedroom apartments or similar to townhouses or bungalows. These usually house around three residents, offering companionship and shared expenses and chores.

For those with moderate medical conditions, a decent ALF should provide access to medical assistance. Usually in the form of a 24-hour hotline for a nurse. Many hospitals, especially larger ones, have both a nursing home and an ALF on or near their campus. A popular one here in the Detroit area is St. Johns Hospital, which typically does just this. Patients often transition from a hospital after a medical event, to a nursing home for a period of rehabilitation, and then to an ALF for long-term or permanent housing.

In selecting an ALF, definitely tour the facility before hand. Take note of handicap access. Are the rooms laid out for easy usage of wheelchairs or walkers? Are bathrooms equipped with handrails or even walk-in bathtubs? How easy are the beds to get in and out of?

Other considerations include availability of delivered groceries. Are hot, prepared meals available? Shuttle service?. Recreation and social services are also important factors to discover. Does the ALF have a recreation center? Beauty parlor? Swimming pool? Are there daily events like bingo, card games, and parties? Proximity to stores and needed outside services is also important, like lawyers, eye doctors and other specialists.

The maintenance and security staff of an

assisted living facility

are also important considerations. How easy is it to enter if a non-resident? If something needs to be repaired, how quickly and by whom? What other arrangements will the resident need to make that the ALF does not provide services for? If the resident still owns an automobile, is there a secure parking lot for it? How about the protocols for the delivery of mail or items via UPS or other private companies?

These among the major considerations one must take into account when selecting an assisted living facility. Naturally, the cost is also an important factor. But an ALF tends to be much less expensive than a nursing home. Especially if you have no need for constant medical attention or equipment and wish to enjoy a higher degree of independence, than an assisted living facility is the better option for those in need of some degree of elder care.

The choices are many, particularly in major urban areas. States governments that require licensing keep records of these facilities, so you may learn how efficiently they are run. There are records available from your state if they have a history of demerits and problems. Many can access this information on line or with a simple phone call when inquiring about a particular assisted living facility. As many will have a backlog or a waiting period for a vacancy, it is best to begin doing your homework as early as possible. Typically, it can take up to six months before being able to move in. So don t delay and start today!

For more information about

Seattle Assisted Living Communities

, please visit us

discoverassistedliving.com

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ArticleRich.com

Submitted by: Diegoqs Hartman

It doesn’t matter what diet regime or its parameters, the We have best diet plan for you,even after the birth of the baby you can lose alot of weightmay well perhaps be essentially essentially the most tempting.

just about each and every single single entry will help the dieter in organizing for the subsequent day and/or week. A food journal just isn’t only an incredible tool for mastering what your poor consuming habits are it truly is also an extraordinary tool to help keep you consuming wholesome.

it’s significant to bear in mind it requires 3 weeks to produce a brand new thought or diet plan system method a habit. For the 1st 3 weeks you require to be diligent and stick for the strategy. Then carry on the planned Atkins diet regime program method technique directions for upkeep. when you’ve the initial 3 weeks completed, with no cheating, the method will create into a great deal much less difficult to stick with.

there’s no age barrier. It just isn’t tougher to shed excess weight whenever you will be older. i’m 59 subsequent month (October 2007). Eleven months ago I weighed a enormous 191 pounds (thats 13 stone 9 pounds….or for all those of you metric 86.eight kilo) lately 157 pounds and have dropped two dress sizes. Alright which is undoubtedly just somewhat brief of a pound per week, even so it could have been considerably lots further if I had altered my life style, stopped the candy and so forth.

* basically for the reason that of this of the lack of energy that the cabbage soup eating program approach will give you with, your energy shops in each and just about every your muscles and liver are going to become significantly decreased, resulting inside a lower physique fluid material, which outcomes in you headache and feeling tired all by means of the day.The food journal is an awesome way for dieters to open their eyes and set up what they’re consuming, when and why. Here’s the way it operates. Get a great tiny journal, 1 point that may be usually carries about and not seem out of location. Tech savvy dieters might well possibly need to e mail the type to their cell.Texting and e-mail may perhaps perhaps perhaps possibly be just the ticket for the electronic dieter.

look for the assistance of one’s medical physician or easy practitioner. there are in fact an remarkable deal of wellness risks and hazards to starting a consuming habits program which is reduced in carbohydrates for the trigger that carbs are crucial in everyone’s just about every single single day diet plan technique.

I want to say, that it had been the greatest selection I ever designed. proper from the get began, I found the consuming habits effortless to adhere to. I like preparing my quite very own meals, so I made the decision to comply together with the Core strategy, and I began losing excess weight, no matter nonetheless acquiring on the steroids. I lost 4lb at 1st, and then 1-2lb per week. Yes I hit a plateau, and stayed specially the precise really identical excess weight for 6 weeks, so did my buddy, who joined with me. She made the decision that it was wasting money paying 4.95 per week, and not losing excess weight.

About the Author: The writer is an experienced author who has been writing his articles for practically four many years, and would really like to suggest you to go to some option helpful articles at

diegohartman49.livejournal.com/651.html

Source:

isnare.com

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By Sam Streubel

I recently updated the Fuel Cost Comparison Chart at Alternative-Heating-Info.com and the results were surprising. As of 3/20/06 it was actually cheaper in Metro Boston to heat with natural gas than with wood pellets!

During these times of fuel price volatility, it’s important to keep a close eye on the relationship between fuel prices. Any homeowner who uses a wood pellet stove to supplement their gas furnace could be losing money and not even know it.

If you can use a calculator, you’re only minutes away from figuring out which fuel is the cheapest to burn at any given time.

When you compare fuel heating costs make sure it’s apples to apples. The standard quantity used for comparing residential fuel costs is 1,000,000 BTUs of fuel heat content.

Cost To Burn Wood Pellets

Since a wood pellet stove needs only 125 lbs (1/16 of a ton) of pellets to generate 1,000,000 BTUs, divide the cost per ton by 16. At $198 a ton for wood pellets it costs $12.38 to produce 1,000,000 BTUs.

Cost To Burn Natural Gas

The price per therm (look at your gas bill) of natural gas in Boston is $1.1813. When you multiply it by 10.30 (10.30 cubic feet) it costs $12.17 to produce 1,000,000 BTUs.

It’s easy to see that natural gas heat now costs about $0.21 less per 1,000,000 BTUs than wood pellets.

Here are the quick cost comparison formulas for wood pellets and natural gas:

Price per ton of wood pellets divided by 16 = Cost to produce 1,000,000 BTUs.

Price per therm of natural gas x 10.30 = Cost to produce 1,000,000 BTUs.

The quick cost formulas are useful only for comparing natural gas to wood pellets because their fuel efficiencies are similar. In order to calculate the effective, or true cost of any heating fuel for comparison purposes, you must factor in the fuel’s efficiency.

All fuel efficiencies are expressed in percentages. For example: coal is 60% efficient, electricity is 100% efficient and fuel oil is 80% efficient. In order to make the fuel efficiency percentage useful when you compare one fuel to another, you must find the coefficient of these percentages by dividing the decimal equivalent (60% = .60) by 1. So if you divide .60 by 1 you get a coefficient of 1.67.

The fuel efficiency rating for natural gas and wood pellets is 85%. If you divide 1 by .85 you get a coefficient of 1.18. Now plug this into our quick cost formula to obtain the effective, or true cost, of the fuel you are burning.

Wood Pellets: $198 divided by 16 x 1.18 = $14.60

Natural Gas: $1.1813 x 10.30 x 1.18 = $14.36

By expanding the quick cost formula to include the efficiency coefficient, the spread between the two fuels has now widened to $0.24.

Assuming fuel prices don’t go crazy, you could save as much as $75 during the remainder of this heating season by switching from wood pellets back to natural gas.

As prices change, feel confident that you have armed yourself with a simple, yet powerful tool to help you quickly determine when one fuel is more cost effective to burn than the other.

Here are the formulas to help you determine the true cost to produce 1mil BTUs of heat content for six more fuels:

Electricity: Price per kilowatt hour x 293 x 1 =

Corn Pellets: Price per ton divided by 16 x 1.18 =

Fuel Oil: Price per gallon x 7.1 x 1.25 =

LP Gas: Price per gallon x 11 x 1.25 =

Wood: Price per cord x .0607 x 1.67 =

Kerosene: Price per gallon x 7.41 x 1.25 =

About the Author:

Alternative-Heating-Info.com

is your guide to wood and wood pellet stoves, corn stoves, solar heating systems, radiant heating, portable space heaters, geothermal heat pumps, and landscaping for shade and windbreaks.

This article may be distributed freely on your website as long as the entire article including working links remains unchanged. Copyright 2006 by Sam Streubel all rights reserved.

Source:

isnare.com

Permanent Link:

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Investing In Real Estate

by

elvina jake

If you are looking to generate money quickly one of the best options is to invest in real estate, since this type of investment is presented as one of the best strategies, because as you know every time there is a greater population and need of these goods to have a place to live, so it is certain that someone has the need for a place to settle, so investing in real estate, theoretically, be a resource for profit. But the idea of investing in real estate suggests a big problem, since the initial capital necessary to enter into this type of investment is much, which suggests a good approach to make such investments, so you should think very well all before agreeing to the idea of investing in real estate; aspect to which is added that despite being a very good investment, overall investment risk suggest a loss and such investments may be high, so which stresses that investing in real estate suggests a very studied approach and analyze all the conditions are more favorable as possible.

So for those looking to invest in real estate, it is important to know which are the points of greatest importance in this type of investment and therefore should be well studied before going to invest in real estate: One of the main points and that very likely will be the key to getting good results by investing in real estate, is the neighborhood or place of location, since this point will be one of the main risks, as largely determine the value and the pleasure of good, mainly based on changes that may occur in the place of location, changes that can increase or decrease the value of well over time, so generate a profit or loss means for investment.

When investing in real estate have 2 possibilities, one is putting lease well, suggesting a small influx of money every month, but also suggests spending and taxation arrangements or the possibility of selling, business to which cannot be impatient, it suggests looking for the best conditions for the sale, so this must wait for a while hoping that the good is valued and generate more profit, of course you run the risk of losing value by the conditions that occur around the well, but if the sale is very good profits will give way to continue investing and acquiring a larger number of properties that significantly expand the capital. It should be noted that investing in real estate is a process that does not go through the overnight, so be patient and give way to setup a profitable business involving real options to stay in business to invest in real estate.

Visit

naples florida property

Article Source:

ArticleRich.com

By Tim Lee

A government seized real estate property is that property which has been government repossessed because of failure of mortgage repayment by the owners.

A real estate property or home may also be government seized due to tax evasion or illegal activities. Each year, properties by the thousands are government seized.

Because of there is continuous arrival of new government seized real estate properties as well as the huge amount of time and money required to market and maintain them, the government try to recover even just a few of their money by performing a public government seized real estate property auctions.

In fact, government properties and can be bought for as high as 90 percent off the property’s market value.

Here are tips you can use when buying government seized real estate:

(1) Take the time to educate yourself regarding the different kinds of real estate properties as well as the process of foreclosure.

You can obtain huge savings during the “pre-foreclosure stage”, whereby the home owner can prevent a foreclosure at the same time the lender is able to save money and time going through the foreclosure process.

In which case the property owner (seller) can “get out” from his mortgage and not having to destroy his credit rating, the government (lender) saves time and cost on foreclosure expenses and you (buyer) can obtain a “below-market price” on a real estate property or home.

(2) Acquire financing early, because this guarantees that you are in a good financial position so to buy the property, therefore you are in a strong situation to negotiate.

Another reason for this is that some lenders do not finance government seized properties. So having an approved financing in hand makes your negotiations easier, and even possible for you to heal the default of non-payment by taking over the present loan in order to reduce processing fees.

(3) Consider having a “real estate” property agent as your “buyer’s representative”. Whereby the buyer’s representative is concerned with your interests and has the obligation of finding the appropriate property for you as well as negotiating for you the best deal there is.

Therefore you should find an agent having vast experience with foreclosure transaction, knowledge of regional, state and local laws to make sure that you are in excellent hands.

(4) It is important that you research first, because when it comes to buying government seized properties, timing is really everything!

(5) You must give out a realistic offer. Lenders usually will not just give real estate properties away, because the industry continues to climb higher.

Furthermore, financially distressed home owners may be hard to transact with, especially in the early foreclosure process.

As a buyer, if you are well educated, who can determine the amount owed on such a property as well as its market value and therefore you can come up usually, with a very realistic offer.

Buying government seized real estate properties is indeed an excellent way so as to save dollars on your vacation house, next home or as an investment property.

It can be more risky compared to purchasing traditional properties. However, along with that certain risk you take also comes the reward of huge potential savings. Just be wise, be well equipped in terms of knowledge.

About the Author: For listings of government seized real estate, please go to real-estate-foreclosed-home.info/

Source: isnare.com

Permanent Link: isnare.com/?aid=66081&ca=Real+Estate

Finding an Ideal Neighborhood for Retiring

by

Roby Hicks

Many look forward to retirement. Finally, they can have all the time they want for themselves. They can do whatever they want as well. If you are retiring soon, it is important that you consider essential things in order to find an ideal place for retirement. Many opt to look for a beautiful Noosa accommodation as it gives access to the many beautiful places in Queensland. If you want to find the perfect Noosa real estate for your retirement, make sure that you consider the following.

Identify your needs:

We all know that needs change over time. This is why it is important that you define your needs before you start looking for a retirement community. Your needs during your retirement will change too. For instance, your needs when you are 55 will change as you near the age 85. What are your anticipated needs?

It might be best to enter into retirement gradually. If it is possible, you can limit the number of your working hours. You might also find other ways to earn so that you can quit your full time job and stay in your Noosa real estate longer. Once you are more comfortable with the retired life, you can retire fully.

What are your preferences?

There are many things you need to consider. The climate, for instance; you might want to live in a place with a warm weather. You might also want to live in a community near stores, hospitals and other essential establishments. Check the different retirement communities as well. These communities have amenities especially designed for those retirees. You might also find a Noosa accommodation that fits your preferences.

Check out the place for yourself before deciding to live there:

Before you decide to lie in a community, check it for yourself first. You can rent a house there for a week to see if the place is indeed for you. It is best to live there for a while rather than move there right away because you might realize that it is not the place you want to spend the rest of your years in. If this happens, it will be very expensive to look for a new place and move, again.

Consider a place closer to your friends and family:

It would be best to choose a place near your family or friends. This will make it easier for you to adjust. Besides, having a Noosa real estate near your family and friends enable you to send more time with them. This makes planning bonding moments and fun activities easier too.

Many look forward to retirement. To make retirement fun and exciting, make sure that you look for a good retirement community. A Noosa accommodation offers wonderful amenities for retirees, but make sure that you check the neighborhood for yourself.

There are many ideal locations in Noosa. Check out the wonderful

Noosa Real Estate

and live in your dream

Noosa Accommodation

.

Article Source:

ArticleRich.com